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Showing posts with label College. Show all posts
Showing posts with label College. Show all posts

Monday, February 6, 2012

College Savings...Without the Saving


~~~~~
Even if your kids are really little, or not even born yet, 
READ THIS.  
College and diapers are closer together than you think.
~~~~~

Click for license

I just got finished making payments that total just shy of $1000.00 for a semester of community college for our daughter.

She wants nothing more than to be a wife and mother, but she is pursuing a college degree from home, via online classes, so that she will have the tools to generate some income from home, if necessary.

In the meantime, I am a bit worn out from paying out all that money.  So far, though, every dime we have spent on college has come from her UPromise fund.

UPromise is a company that places a percentage of the everyday purchases that you make into a college fund for yourself or a child.  You earn college money through your grocery purchases, restaurant dining, online spending, gas purchases...etc.

You register your grocery store cards and credit/debit cards...and Upromise places a percentage of purchases made into a college 529 plan in which growth is federal income tax free.  Joining is free.  Even if your kids aren't born yet, you can set up the 529 in your own name, and transfer it their name(s) later.  Anyone....grandparents, friends, etc...can link their UPromise earnings to your child's account.

Are you listening? This is your blog mother speaking:  DO THIS!

Seriously.  It's a good idea.

If you decide to use UPromise, and sign up after clicking on this button...

Upromise 120x60
 ...our family will receive a small kickback from UPromise, which will help with next semester's college bills!  We would be ever so grateful.

But, seriously, you can link directly to their site instead to join, if you prefer.  Either way, look into it.   Truly, I would not make a suggestion like this if I did not believe in it.   It has really been a blessing for us.

Linked with:
NOBH, Better Mom Mondays
You will find their buttons on the Blog Hops page.

Monday, January 9, 2012

Online Textbook Buy-back Comparison


We just "sold back" some of Elyse's textbooks from last semester.  I checked four online vendors who "buy-back" used textbooks, for comparison.  The following table shows what I found.  The first four rows are the books we sold, with the price quote from each of four vendors. Row five is the total offer made by each vendor.  

Amazon was the clear winner.  Because Amazon offers just about anything one would need to purchase, I am not concerned that payment will come in the form of an Amazon gift card, rather than cash.



Book
Study Guide for Basic Pharmacology for Nurses / ISBN-13: 9780323057790, ISBN-10: 0323057799
$13.00
 $6.50
 Not accepted for buy-back
 $6.48
Basic Pharmacology for Nurses / ISBN-13: 9780323057806, ISBN-10: 0323057802
$36.80
 $21.00
 $17.35
 $21.07
What is Psychology? / ISBN-13: 9781111347000, ISBN-10: 111134700X
$72.50
 $14.00
 $37.75
 $55.74
Health and Wellness, Tenth Edition / ISBN-13: 9780763765934, ISBN-10: 0763765937
$17.25
 Not accepted for buy-back
 $22.45
 $22.52
Total
$139.55
 $41.50
 $77.55
 $105.81
Payed via
Amazon gift card
 Check/Pay-pal
 Check
 Not Specified
Vendor pays shipping?
yes
 yes
 yes
 yes

All four vendors' websites were easy to navigate.  All four offered free shipping of the books to their location.   Once we accepted Amazon's offer, we needed only to print out the shipping label they provided, pack the books in a box, attach the label, and mail the books by the due date.  We should receive payment once they are received and processed.  The process was simple.


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